Cost of selling · Selling on Someone Else's Schedule
The Date Was Chosen by an Invoice
Every sale has a date. When a supplier, a landlord or a tax deadline picks that date, the price you get is simply whatever the market is doing that week.
No credit check and no obligation. If borrowing is the wrong answer for your situation, you will be told that first.
What it actually means
This is the least discussed cost because it does not show up on any statement. Selling on a schedule you did not choose is, over enough transactions, worse than selling on one you did. Financing does not make you a better forecaster; it just returns the choice of date to you.
The specifics
- A deadline-driven sale prices at whatever the market happens to be.
- You lose the option to wait, and options have value.
- Rushed sales attract worse execution as well as worse timing.
- Borrowing separates "I need cash now" from "I want to sell".
The counter
Where this argument is weak
If you have no view on price and no intention of timing anything, this costs you nothing. Not everyone needs to care about it.
Put a number on it
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
FAQ
Common questions
- Are you saying I can time the market?
- No. We are saying that being forced to transact on a date you did not choose is worse than choosing it, which is a different and much weaker claim.
- How long are the loans?
- Interest-only monthly with no prepayment penalty, so the term flexes with your situation. Discuss specifics on the call.
- What if I want to sell during the loan?
- Talk to us. Repaying and then selling is straightforward, and we can usually help with the sale as well.
- Does the loan have to be repaid on a fixed date?
- Terms are agreed with you. Get the repayment structure in writing before signing — with us or with anyone.
Next step
Run it both ways before you decide.
No credit check and no obligation. Tell us what you hold and what the money is for, and if selling is the better answer for your situation you will be told that first.
Business purpose only. Not available in Nevada, Vermont, North Dakota and South Dakota.